$360,000
14 Hilda Street, St. Catharines, ON L2S 1Z8
+18 more
1 / 20
20 Lloyd Street — Detached
For SaleSt. Catharines, ON L2S 2N8
2 Bed · 2 Bath · Detached
MLS #X13085250
$399,900
Listed Price
About This Property
Attention first-time buyers and investors! This updated detached home offers unbeatable value under $450K in a prime St. Catharines location, combining affordability, convenience, and modern upgrades in one exceptional package.This charming 1.5-storey home features 2 bedrooms, a bright and functional layout, and approximately 890 sq ft above grade, plus a finished basement with separate entrance-ideal for extended living space, a home office, or potential income opportunity. The fully fenced yard provides privacy and space to relax or entertain, complemented by a new front deck (2023) and brand new back deck (2025) for outdoor enjoyment. Step inside to a fresh, modern interior showcasing extensive 2026 renovations, including a new kitchen countertop, new flooring throughout the main level, updated lighting, fresh paint throughout the entire home, and new fixtures in both the kitchen and bathroom. Additional key updates include roof (2020), hot water tank (2023), and updated windows (2019)-offering peace of mind and true move-in ready living.Location is a standout feature-situated directly across from a park with a city-run pool, perfect for families and active lifestyles. Enjoy easy access to public transit with direct routes to Brock University, and just minutes to St. Catharines Hospital, shopping, and everyday amenities. Commuters will appreciate being only moments from GO/VIA rail access.Whether you're looking to enter the market, downsize without compromise, or invest in a high-demand rental area, this property checks all the boxes with strong lifestyle appeal and income potential.An incredible opportunity to own a thoughtfully updated detached home in a growing Niagara neighbourhood-don't miss your chance!
Property Details
Bedrooms
2
Bathrooms
2
Square Feet
700-1100 sqft
Property Type
Detached
Style1 1/2 Storey
Approx. Age100+ years
Lot Size35 95 ft
Frontage35.3 ft
Depth95.0 ft
GarageNone
BasementFull, Finished, Separate Entrance
CoolingCentral Air
HeatingForced Air
Parking Spaces1
Listed OnMay 3, 2026
MLS Size700-1100
Property Tax$3,018/year
Rooms
| Name | Size (m) | Size (ft) | Features |
|---|---|---|---|
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Kitchen(Main) | 5.27 x 5.34 | 17.3 x 17.5 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
20 Lloyd Street History
Complete transaction history for this property
Sold
Sold: Sep 16, 2026
$382,500
-$17,400 (-4.4%)
Listed: $399,900• 21 days on market• Sale
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Home Features
Property TypeDetached
Style1 1/2 Storey
Approx. Age100+ years
Lot Size35 × 95 ft
Frontage35.3 ft
Depth95.0 ft
GarageNone
BasementFull, Finished, Separate Entrance
CoolingCentral Air
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About 20 Lloyd Street, St. Catharines, ON L2S 2N8
20 Lloyd Street, St. Catharines, ON L2S 2N8 is a 2-bedroom, 2-bathroom 1 1/2 storey detached with approximately 700-1100 square feet of living space, situated on a 35 95 foot lot. This property is currently for sale at $399,900. The home features a none garage and a full, finished, separate entrance basement, built approximately 100+ years ago.
458 - Western Hill Neighbourhood
This home is located in 458 - Western Hill, part of St. Catharines in the Niagara area. Explore more homes for sale and recently sold properties in this neighbourhood.
Whether you are looking to buy, sell, or lease in 458 - Western Hill, our team of experienced real estate professionals can help you navigate the market and find the perfect home. Contact us today for a free consultation.
20 Lloyd Street, St. Catharines, ON L2S 2N8
20 Lloyd Street, St. Catharines, ON L2S 2N8 for sale,2 bedroom detached 458 - Western Hill,St. Catharines homes for sale,Niagara real estate,1 1/2 Storey homes, detached for sale