$360,000
14 Hilda Street, St. Catharines, ON L2S 1Z8
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20 Lloyd Street — Detached
SoldSt. Catharines, ON L2S 2N8
2 Bed · 2 Bath · Detached
MLS #X13625886
$382,500
Sold on September 16, 2026
September 16, 2026
Originally listed at $399,900 21 days on market
About This Property
Attention first-time buyers, downsizers, and investors! Finding a detached, move-in ready home under $400K is becoming increasingly rare, and this beautifully updated St. Catharines home is an opportunity you won't want to miss. Offering approximately 890 sq ft above grade plus a finished basement with a separate entrance, this home delivers exceptional value with modern updates and plenty of flexibility. The bright main floor features 2 bedrooms and has been refreshed with new flooring throughout the main level, fresh paint, updated lighting, a new kitchen countertop, and new kitchen and bathroom fixtures (2026). Major updates include windows (2019), roof (2020), and hot water tank (2023), providing added peace of mind. The finished basement offers additional living space, a home office, rec room, or future income potential, while the separate entrance has been professionally waterproofed and a brand new sump pump with a 25-year warranty has been installed. Outside, enjoy a fully fenced backyard, new front deck (2023), and brand new back deck (2025). Located directly across from a park with a city-operated outdoor pool and just minutes to Brock University, St. Catharines Hospital, shopping, GO/VIA Rail, and everyday amenities, this home combines affordability, convenience, and thoughtful updates in one exceptional package.
Property Details
Bedrooms
2
Bathrooms
2
Square Feet
700-1100 sqft
Property Type
Detached
Style1 1/2 Storey
Approx. Age100+ years
Lot Size35 95 ft
Frontage35.3 ft
Depth95.0 ft
GarageNone
BasementFull, Finished, Separate Entrance
CoolingCentral Air
HeatingForced Air
Parking Spaces1
Listed OnJul 30, 2026
MLS Size700-1100
Property Tax$3,018/year
Property Details Available
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Rooms
| Name | Size (m) | Size (ft) | Features |
|---|---|---|---|
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
| Kitchen(Main) | 5.28 x 5.34 | 17.3 x 17.5 | - |
| Laundry(Basement) | 5.79 x 1.58 | 19.0 x 5.2 | - |
| Bedroom 2(Main) | 2.75 x 3.13 | 9.0 x 10.3 | - |
| Living Room(Main) | 3.32 x 6.85 | 10.9 x 22.5 | - |
| Recreation(Basement) | 5.55 x 2.78 | 18.2 x 9.1 | - |
| Utility Room(Basement) | 1.83 x 2.8 | 6.0 x 9.2 | - |
| Bedroom(Second) | 3.82 x 3.31 | 12.5 x 10.9 | - |
| Loft(Second) | 3.93 x 4.27 | 12.9 x 14.0 | - |
Room Dimensions Available
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20 Lloyd Street History
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Price History
Original List Price
$399,900
Listed on Jul 30, 2026
Sold Price
$382,500
Sold on Sep 16, 2026
-$17,400
-4.4%
21 days on market
Price History Available
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OQ
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OVAIS QASSIM
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PREMIER MATRIX REALTY LTD. BROKERAGE
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Home Features
Property TypeDetached
Style1 1/2 Storey
Approx. Age100+ years
Lot Size35 × 95 ft
Frontage35.3 ft
Depth95.0 ft
GarageNone
BasementFull, Finished, Separate Entrance
CoolingCentral Air
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About 20 Lloyd Street, St. Catharines, ON L2S 2N8
20 Lloyd Street, St. Catharines, ON L2S 2N8 is a 2-bedroom, 2-bathroom 1 1/2 storey detached with approximately 700-1100 square feet of living space, situated on a 35 95 foot lot. This property is currently sold (sold for $382,500). The home features a none garage and a full, finished, separate entrance basement, built approximately 100+ years ago.
458 - Western Hill Neighbourhood
This home is located in 458 - Western Hill, part of St. Catharines in the Niagara area. Explore more homes for sale and recently sold properties in this neighbourhood.
Whether you are looking to buy, sell, or lease in 458 - Western Hill, our team of experienced real estate professionals can help you navigate the market and find the perfect home. Contact us today for a free consultation.
20 Lloyd Street, St. Catharines, ON L2S 2N8
20 Lloyd Street, St. Catharines, ON L2S 2N8 sold,2 bedroom detached 458 - Western Hill,St. Catharines homes for sale,Niagara real estate,1 1/2 Storey homes, detached sold